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Mortgage Loans in Blaine, MN

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Blaine, MN

Blaine is a suburban city in Anoka and Ramsey counties in the State of Minnesota, United States. Once a rural town, Blaine’s population has increased significantly in the last 60 years. For several years, Blaine led the Twin Cities metro region in new home construction. The population was 70,222 at the 2020 census. The city is located mainly in Anoka County, and is part of the Minneapolis–Saint Paul metropolitan area.

Interstate Highway 35WU.S. Highway 10, and Minnesota State Highway 65 are three of the main routes in the city.

Source: https://en.wikipedia.org/wiki/Blaine,_Minnesota

History of Blaine, MN

In 1877, Blaine separated from Anoka and organized as a township of its own. That year the first election was held and Moses Ripley was elected the first Chairman of the Board of Supervisors. By 1880, Blaine’s population had reached 128.

While many other Anoka County communities experienced growth due to farming, Blaine’s sandy soil and abundant wetlands discouraged farmers and it remained a prime hunting area. Blaine’s growth remained slow until after World War II, when housing developments began in the southern part of town and the community became more suburban. Blaine’s population has grown from 1,694 in 1950 to 20,573 in 1970 to 57,186 in 2010 to 70,222 in 2020. By 2022, the population was over 72,000.

Furthermore, the land development technique of sand mining opened thousands of acres of peat sod farms up for development. Beginning with the development of the Knoll Creek, Club West, Pleasure Creek and TPC Twin Cities, the existing land was modified through extensive grading efforts with the result in the large open water areas. The sand from the excavation of those ponds was used to raise the level of the site. These site modifications are needed to accommodate the development of the homes and neighborhoods. The success of mining sand allowed for further development in the city. The centerpiece of those developments is The Lakes of Blaine. Corporate residents include the Aveda Corporation, Infinite Campus, PTC Inc, MagnetStreet, the parking lot portion of a Medtronic Development, and Dayton Rogers Manufacturing.

Source: https://en.wikipedia.org/wiki/Blaine,_Minnesota

Geography and Demographics in Blaine, MN

According to the United States Census Bureau, the city has a total area of 34.05 square miles (88.19 km2), of which 33.85 square miles (87.67 km2) is land and 0.20 square miles (0.52 km2) is water. Blaine is 13 miles (21 kilometers)) from Minneapolis and 20 mi (32 km) from St. Paul.

Blaine can be accessed from several major roadways in the Twin Cities, including Minnesota State Highway 65Interstate 35W, University Avenue, Lexington Avenue, Hamline Avenue, U.S. Highway 10 and Minnesota State Highway 610.

As of the census of 2010, there were 57,186 people, 21,077 households, and 15,423 families living in the city. The population density was 1,689.4 inhabitants per square mile (652.3/km2). There were 21,921 housing units at an average density of 647.6 per square mile (250.0/km2). The racial makeup of the city was 84.0% White, 3.7% African American, 0.5% Native American, 7.8% Asian, 1.2% from other races, and 2.7% from two or more races. Hispanic or Latino of any race were 3.2% of the population.

There were 21,077 households, of which 38.3% had children under the age of 18 living with them, 57.8% were married couples living together, 10.8% had a female householder with no husband present, 4.6% had a male householder with no wife present, and 26.8% were non-families. 20.7% of all households were made up of individuals, and 5.7% had someone living alone who was 65 years of age or older. The average household size was 2.71 and the average family size was 3.14.

Source: https://en.wikipedia.org/wiki/Blaine,_Minnesota

First Class Mortgage

Maple Grove, Minnesota  //  NMLS #322842

First-class service. First-class knowledge. A first-class experience. We are staffed and operated by people who understand that each customer is special and individual attention is necessary to satisfy each unique financial situation. That’s why at First Class Mortgage, we have simplified the mortgage process.

Locally owned. Connected nationwide.

We are licensed in MN, SD, WI, and FL.

mgsales@firstclasscorp.com(763) 416-6789Meet Our Team

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