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Mortgage Loans in Otsego, MN

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

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All about Otsego, MN

Otsego is a city in Wright County, Minnesota, United States. It is a northwest suburb within the Minneapolis–Saint Paul metropolitan area. It had a population of 19,966 at the 2020 census. Following the 2020 census, Otsego was determined to be the largest city in Wright County, and the 60th largest in Minnesota. Minnesota State Highway 101 and Interstate 94 serve as the main routes in the city.

Source: https://en.wikipedia.org/wiki/Otsego,_Minnesota

History of Otsego, MN

Otsego first became an organized township in 1858, and was named after Otsego County, New York. The township incorporated as the city of Otsego in 1990.

Source: https://en.wikipedia.org/wiki/Otsego,_Minnesota

Geography and Demographics in Otsego, MN

According to the United States Census Bureau, the city has a total area of 30.49 square miles (78.97 km2); 29.56 square miles (76.56 km2) is land and 0.93 square miles (2.41 km2) is water.

As of the census of 2010, there were 13,571 people, 4,736 households, and 3,560 families living in the city. The population density was 459.1 inhabitants per square mile (177.3/km2).

Source: https://en.wikipedia.org/wiki/Otsego,_Minnesota

First Class Mortgage

Maple Grove, Minnesota  //  NMLS #322842

First-class service. First-class knowledge. A first-class experience. We are staffed and operated by people who understand that each customer is special and individual attention is necessary to satisfy each unique financial situation. That’s why at First Class Mortgage, we have simplified the mortgage process.

Locally owned. Connected nationwide.

We are licensed in MN, SD, WI, and FL.

mgsales@firstclasscorp.com(763) 416-6789Meet Our Team

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