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Protect your home investment

…it’s on us!

For some buyers, waiving the option of a home inspection has become one way to attract sellers’ attention to choose their offer. Having a home warranty can provide budget protection by helping to cover repairs or replacement of essential home systems after the home purchase.
When you work with First Class Mortgage, we will issue a credit at closing to cover the home warranty up to $600!

Top 5 repairs homeowners make with a home warranty:

Financial experts say a homeowner should plan to spend 1-4% of their home’s value each year on home repairs!
  1. HVAC Systems make up a larger percentage of repairs and replacements for homeowners overall.
  2. Plumbing is the next most popular system homeowners use their home warranties to repair or replace.
  3. Appliance repair or replacement can cost thousands of dollars without a home warranty.
  4. When moving to a new home, it’s likely you don’t want to keep the same keys and locks as the last owner. Rekeying is a great service often covered under home warranties.
  5. The repair rounding out the top five is the electrical system in your home.

First Class Mortgage

Maple Grove, Minnesota  //  NMLS #322842

First-class service. First-class knowledge. A first-class experience. At First Class Mortgage, our team understands that each customer is unique, and we offer personalized attention to meet your specific financial needs. With our simplified mortgage process, buying or refinancing your home has never been easier. That’s why we pride ourselves on first-class service, knowledge, and experience. Trust First Class Mortgage for a top-rated, personalized mortgage experience.

Locally owned. Connected nationwide.

We are licensed in MN, SD, WI, and FL. 416-6789Meet Our Team

Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

Casey Van Winkle Top Mortgage
Brady Day Top Mortgage

How the process works



There are a few critical documents we will need to verify to start your process.


The appraisal insures the home you are buying is worth the price that is being offered.

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.


Signing the final documentation and receiving the keys to your new home!

700+ 5-star reviews

speak for themselves!

“I have worked with First Class Mortgage three times and each time has been better than the last, PURELY excellent each time. Brady Day and his team are wonderful to work with. They have good insights and I trust them.”

Carol M.Minnesota