Mortgage rates have been fluctuating between the high 6s and low 6s this year, with an overall average in the mid-6% range. With recent headlines around tariffs and ongoing economic uncertainty, we anticipate continued volatility in the months ahead. That said, the spring market remains strong—many homes are receiving multiple offers, and buyer demand is holding steady. Now more than ever, preparation and strategy are key!
We’re here for you in times of change and remain your trusted resource in the mortgage industry. Whether you have questions, need guidance, or just want to explore your options, remember—our consultations are always free and come with no obligation.
Spring Market is in Full Swing—Are You Ready?
If you’re looking to purchase a home this year, let’s get you preapproved! Our Peace of Mind Guarantee can help your offer stand out in this competitive market—if we don’t close on time, we pay the seller $10,000.* Plus, we’re available nights and weekends when you need to run numbers or request preapproval letters for specific properties.
Thinking About Building?
We’ve got you covered! Whether your builder finances construction and you only need end financing, or you need financing for both the construction and final mortgage, we can help. Ask us about our one-time close construction loans—saving you time and money—and our extended rate lock options of up to one year.
Buy Now, Save Later
Don’t forget about our Buy Now, Save Later promotion! If you purchase in 2025 and rates drop within the next two years, we’ll waive your origination charges—up to $2,000—when you refinance.
Dreaming of Lake Life?
As summer approaches, lake life is calling! If you’ve been thinking about purchasing a lake or vacation home, let’s explore your options and make it happen.
Considering a Refinance?
If you have high-interest debt, are planning a renovation, or going through a major life change like divorce, we can review your options for a refinance or HELOC.
If your current rate is in the 7s, it’s a good time to put a plan in place—so when rates drop, we can move quickly and help you lock in savings.
We truly appreciate you being part of the First Class Mortgage Family and look forward to connecting with you this year.
First Class Mortgage
First-class service. First-class knowledge. A first-class experience. We are staffed and operated by people who understand that each customer is special and individual attention is necessary to satisfy each unique financial situation. That’s why at First Class Mortgage, we have simplified the mortgage process.
Locally owned. Connected nationwide.
