We offer a program that includes special financing for qualifying low to medium income areas.This program will allow First Class Mortgage and our partners to help improve local communities by making housing a little more affordable!Features & Benefits:Special program for certain listings in low to moderate income areas that is not depended on your borrowers incomeAllows us to pay for the borrowers closing cost, so you don’t need as many seller concessions1% of the loan size as a credit back to the borrower to either lower rate or reduce closing costs.How can I check? STEP ONE: Go to this website geomap.ffiec.gov STEP TWO: Change the year to 2021 and enter your property address. STEP THREE: A map should display and a box in the top left with a button that says Census Demographic Data. Click that button. Another box will open. STEP FOUR: The box that opens will say “Tract income level”. IF it states LOW or MODERATE. You are almost there… STEP FIVE: check with your FCM representative to complete the remaining steps to help you determine if this is a loan program you qualify for.I’m here to answer all of your mortgage financing questions. Let me know when we can schedule a time to connect.