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About Ray Clark

Whether you are looking to buy, sell, build, or invest I have you covered! Being a Realtor, former Home Builder and Real Estate Investor, with 19 years of experience, I can confidently represent you with one of the biggest steps in your life. Please do not hesitate to contact me (phone, text, email) regarding your real estate needs. I look forward to assisting you and greatly appreciate the opportunity!

Interested in starting the process?

It’s as easy as 1-2-3!

1

Get PreApproved

Start the process by getting pre-approved for your mortgage loan through First Class Mortgage. We’ll help guide you through your budget so you know exactly what price range you are qualified for so you will have the confidence to begin your home search. Questions before starting an application? No problem, we are here to help. Call us today at (763) 416-6789.
Start Application
2

Start your home search!

Once you’re pre-approved, it’s time to start your home search! Contact your real estate agent with your pre-approval letter to get started:

Email: ray.clark@results.net
Phone: (612) 616 0633

3

Under Contract

Once you find your perfect home, your real estate agent will help you put an offer in and negotiate with the sellers until you're under contract to purchase the home.
4

Mortgage Process

Once you have a purchase contract to buy a home, the mortgage process truely begins. A few steps that the First Class Mortgage team will guide you through are: gathering updated financial documents, ordering your home appraial, submiting your file to underwriting, and walking you through your final closing figures.
5

Closing

It's closing time! Once you sign the final closing documents, you'll be granted the keys to your new home! Congratulations!

Enter our Share the Love program!

Do you know of a friend, family member, or colleague looking to buy?

No matter what your situation is, there is a home financing solution for you. First Class Mortgage Maple Grove is ready to guide you through your options and get you the best rate possible!

Conventional

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FHA

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VA

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CROSS – Peace of Mind Housing Fund

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Doctor Program

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Homes for Heroes

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ARM

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Jumbo

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Renovation

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USDA

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2-1 Buydown

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Homes for Heroes

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Brady Day

Owner  //  NMLS #206008

ABOUT: Brady was born & raised in Aberdeen, SD. He moved to Maple Grove, MN in 2002. He married his wife, Kim, in 2004. They have 3 children; two sons, Jackson & Hudson and daughter Emerson.

EXPERIENCE: Brady, along with his business partner, Casey Van Winkle, opened the doors of First Class Mortgage’s Maple Grove office in 2006. Brady has been a loan originator since 2001.

EDUCATION: B.S. Marketing, Northern State University, Aberdeen SD.

OTHER THAN WORK, BRADY ENJOYS: Spending time with his family, pheasant hunting in South Dakota, attending sporting events & concerts, and is still aiming for that first hole in one on the golf course.

WHAT DO YOU LIKE MOST ABOUT YOUR JOB? Brady enjoys helping home buyers achieve one of the most important financial goals which is affordable homeownership. He also gets excited working with current homeowner’s refinance their current mortgage to help them improve their overall financial situation.

brady@firstclasscorp.com(763) 416-6789
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