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About Vicky Biren

I would love to help you with the largest purchase one usually makes in a lifetime. I have over 20 years of real estate and mortgage experience to guide, support, and make sure you are making a good sound buying decision! Thanks for the opportunity to earn your business!! Vicky Biren Broker/Owner

Interested in starting the process?

It’s as easy as 1-2-3!

1

Get PreApproved

Start the process by getting pre-approved for your mortgage loan through First Class Mortgage. We’ll help guide you through your budget so you know exactly what price range you are qualified for so you will have the confidence to begin your home search. Questions before starting an application? No problem, we are here to help. Call us today at (763) 416-6789.
Start Application
2

Start your home search!

Once you’re pre-approved, it’s time to start your home search! Contact your real estate agent with your pre-approval letter to get started:

Email: birenrealtygroup@gmail.com
Phone: (612) 599 0371

3

Under Contract

Once you find your perfect home, your real estate agent will help you put an offer in and negotiate with the sellers until you're under contract to purchase the home.
4

Mortgage Process

Once you have a purchase contract to buy a home, the mortgage process truely begins. A few steps that the First Class Mortgage team will guide you through are: gathering updated financial documents, ordering your home appraial, submiting your file to underwriting, and walking you through your final closing figures.
5

Closing

It's closing time! Once you sign the final closing documents, you'll be granted the keys to your new home! Congratulations!

Enter our Share the Love program!

Do you know of a friend, family member, or colleague looking to buy?

No matter what your situation is, there is a home financing solution for you. First Class Mortgage Maple Grove is ready to guide you through your options and get you the best loan program possible!

Conventional

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FHA

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VA

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CROSS – Peace of Mind Housing Fund

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Brandl Anderson $10,000 Incentive

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Doctor Program

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ARM

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HELOC

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Jumbo

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Renovation

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USDA

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2-1 Buydown

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Homes for Heroes

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Downpayment and Closing Cost Loans

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Minnesota Affordable Programs

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Top 10 reasons to work with Brady Day

Owner  //  NMLS #206008

  1. Top mortgage originator in the state of MN
  2. Experience and Expertise – Owner of First Class Mortgage since 2006
  3. Reliable, trustworthy, communication & customer service
  4. Highly rated lender by our clients and partners – check out our Google reviews
  5. Always available – evenings and weekends included
  6. We shop for the best loan programs, rates, and closing costs (saving you time and money!)
  7. Quick turnaround times (getting you into your new home faster!)
  8. $10K Peace of Mind Guarantee
  9. Local and family-owned business
  10. Promotions – these could vary
brady@firstclasscorp.com(763) 416-6789
Apply Now