Fall has officially arrived in Minnesota, and with it comes a new season of opportunity in the housing market.
We recently wrapped up our annual Fall Festival, and what an incredible day it was! Over 800 people came out to celebrate the season with us. The weather was perfect, the energy was high, and it was wonderful to see so many clients, partners, and friends come together. We’re already looking forward to hosting it again next year—mark your calendars early!
Mortgage Rates at Three-Year Lows
Just as the leaves are changing, so are interest rates—and this time, the change is good news. We’re currently seeing three-year lows in mortgage rates, sparking renewed interest in both refinancing and homebuying.
If you’ve been waiting for the right time to explore your options, now may be it. Lower rates could allow you to:
Shorten your loan term
Lower your monthly payment
Remove private mortgage insurance (MI)
Access your home’s equity for renovations, debt consolidation, or other goals
Our team can review your current mortgage, run updated numbers, and help you make an informed decision—all at no cost and with no obligation.
Homebuying Momentum Heading Into Winter
While the year is winding down, homebuying activity is heating up. Lower rates are creating more affordability for buyers, helping many get into homes they couldn’t have qualified for earlier in the year.
If you’re thinking about purchasing before the holidays—or preparing for a move early next year—reach out to us. We can update your application, refresh your preapproval, and outline your best options based on today’s market.
Upcoming Community Events
We love staying connected with our community, and the holiday season is one of our favorite times of the year. Don’t miss our upcoming events:
Keep an eye on mnmortgage.com for event details and updates. We’d love to celebrate the season with you!
Let’s Talk About Your Mortgage Goals
No matter your situation—buying, refinancing, or planning for next year—our team is here to help you find the right fit. We’ll walk you through every option, answer your questions, and help you plan confidently for the year ahead.
Reach out today for a mortgage review and let’s make this season one to remember.
First Class Mortgage
First-class service. First-class knowledge. A first-class experience. We are staffed and operated by people who understand that each customer is special and individual attention is necessary to satisfy each unique financial situation. That’s why at First Class Mortgage, we have simplified the mortgage process.
Locally owned. Connected nationwide.
